What We Do


The Committee on Financial Inclusion, defines Financial Inclusion as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost.


The fundamental objective of financial inclusion is to ensure availability and delivery of financial services that include basic financial access including – eKYC, opening of bank accounts, savings & transactional facilities.


These financial services also extend to low cost credit for productive, personal & other purposes, financial advisory services, insurance facilities (life and non-life), etc. And thus, no economist would disagree with the statement that “Credit is a key fuel for economic growth, without which, normal economic activity would be virtually impossible”.


However, as per Census 2011, only 58.7% of households avail the most basic of banking services in India and only 54.4% of the households in rural areas had access to formal banking services.


Through our indigenously developed credit-focused product and solution mix, Davinta provides a comprehensive suite of products and services such as:

  • Basic banking services
    (like: account opening, cash deposit, withdrawal, fund transfer, etc.)
  • Credit services
    (like: credit sanction, credit disbursement, repayments, closure, etc.)
  • Value Added Services
    (like: utility bill payments, top up recharge, etc.)
  • Micro Pensions and Micro Insurance across India’s last-mile.

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